From your first showing to closing day, learn more about the buying process.

Buying a home is more than just finding the right property. You need an expert who understands the local market and the unique challenges it faces. We have the strategies, resources, tools and partners to assist you from start to finish.

Your home will likely be the greatest financial investment you'll ever make. With the right guidance, it can also be your wisest. Give yourself every opportunity to come out on top by working with a professional.

We'll help you negotiate and secure the best possible price and terms. If you don't find a home in your price range, we may suggest looking at homes above your maximum, anticipating that the price could be negotiated down.

We've dealt with this kind of situation regularly, and we'll walk you through what to expect before it happens, not after. It's important that you're available by phone or in person in case a counteroffer comes in on your offer.

Bob Bregitzer is the lead mortgage banker on a team of highly dedicated professionals. At an early age, Bob knew he was meant to work with a calculator instead of a hammer, and after beginning his career as a CPA, he transitioned into mortgage banking. Understanding there is almost always more than one way to finance a home, Bob utilizes his financial background and experience to help his clients qualify for the home of their dreams. By helping clients select the best loan strategy to meet their unique needs, Bob is able to save them thousands of dollars over the life of ownership. In many cases, the best option he identifies is one his client never even knew to consider. As a result of his expertise and personalized approach, Bob is a perennial Gold Award recipient from the Mortgage Bankers Association of Georgia. Before joining Ameris Bank, Bob founded and ran a mortgage brokerage that ranked among the top 25 firms in Georgia.

Equipped with your criteria, you and your SRA agent can begin the search. Homes across Tucker, Smoke Rise and the greater Atlanta area range from mid-century ranches to new construction, so it's worth weighing the neighborhood as carefully as the house.

As you evaluate listings and view homes, consider community and neighborhood amenities such as the following:

We know the home buying process can feel like a maze. Our experienced agents draw on local market knowledge and industry partnerships to guide you through it from day one. We've been down this road before, so we'll start by asking the right questions and gathering the information we need to kick off your journey to homeownership. Let's get started!

Now for the fun part. We'll help you draw up a wish list, not just for your new home, but for your new community too. We'll match your must-haves to your budget, then draw on our local expertise and network to help you find a place that checks every box. Enjoy it, this is the part where it all starts to feel real.

Once your offer is accepted, you can choose to have the property inspected. We'll send an independent, licensed inspector to fully evaluate the home's condition. Because it catches issues a walk-through won't, a home inspection is one of the most valuable negotiating tools, and one of the smartest investments, you can make in a property. If issues come up, we'll work with you on how best to proceed. You're getting close, and you don't want a houseful of headaches waiting for you after closing.

This part can get complicated, but we know from experience how to keep the final stages of loan approval from becoming overwhelming. We'll monitor the progress of your transaction and keep you informed of any additional funds you may need before closing. We'll also work with your lender to make sure all the necessary paperwork is complete as we move toward a smooth closing.

At this stage, our job is to get every financial piece in place so you're ready to move the moment your dream home hits the market. Our recommended network of lenders and financial experts will help strengthen your credit, determine exactly how much you can afford for a home and a down payment, and get you formally pre-approved for a loan, so you're ready to make a strong offer when it counts.

You've found “the one,” and you're ready to make an offer. We'll help you put together a fair, data-driven purchase offer based on in-depth market analysis, and draw up the purchase agreements. Then we'll put our negotiating experience to work, guiding you through contingencies and making sure you don't spend more than you need to. And if this offer doesn't work out, we'll already have a plan ready for the next one.